Affordable Car Loans Review

Affordable Car Loans Finance

Affordable Car Loans is a financial institution in Southport, Queensland. On 12 January 2022, Affordable Car Loans’ sole shareholder Marubeni joined forces with Mizuho Leasing in a partnership which brings together two of Japan’s leading corporations.
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    Affordable Car Loans Secured Car Loan

    Affordable Car Loans ofer a secured car loan in which they use your vehicle to reduce the overall lending risk. This will potentailly allow them to offer a lower interest rate than other available car loan types. If loan repayments can’t be made they are able to recover your vehicle and sell it to cover the loan. Affordable Car Loans does however have an internal financial assistance team to help with getting your payments back on track.

    Key Affordable Car Loans Loan Fees:

    $395 – $995* Lending Establishment fee

    $22 Dishonour or missed payment fee

    $5.50 Arrears notice fee

     
    As minimum terms are 2 years with a maximum option of 5 years. So talk to the team at Braid Finance about the best way to apply for an Affordable Car Loan without hurting your credit file today.
     
    Affordable Car Loans – Variable interest rates options available
     
    Important Fine Print from Affordable Car Loans

    Things you should know

    The information on this website is general in nature and does not take into account your objectives, financial situation or needs.

    * Rates and fees vary depending on credit scoring and our assessment of your car loan application. We will confirm your actual interest rate and the establishment fee in our conditional offer and your loan contract. Approved applicants only. Terms, conditions, fees and charges apply.

    ^ Based on a secured car loan of $30,000 over 5 years. WARNING: This comparison rate is true only for the examples given and may not include all fees and charges. Different terms, fees or other loan amounts might result in a different comparison rate.

    ^ Not all fees are listed above. There may be other fees that are payable such as a Broker Fee. All applicable fees will be listed on your contract.

    Car Loan Refinancing Options

    Afforable Car Loans Overview

    Affordable Car Loans offers the potential for you to purchase your new car using their online finance application. They use your credit file for the purposes outlined on their website.
     
    If you have a good credit history this shoud be a quick finance application. If you have a bad credit history and are considering applying for a car loan through Affordable Car Loans you may get approved. However, you may be subject to a higher interest rate to compensate the lenders risk. Affordable Car Loans has a financial assitance team available who can help you if you are struggling to make your loan repayments.  
     
    If you are good with your money and have saved up a  small deposit for a car then this will also be a benefit to you. Additionally there could be different options that will suit your financial situation. So this is why it is best to discuss your credit lending options with the team at Braid Finance.
     
    The best way to find out is to contact Braid Finance and they will be happy to help free of charge.
     
    If you are looking for an Affordable Car Loans car loan there are number of things to consider before applying. What are the terms, what are the interest rates and what are your other finance options. The team at Braid Finance will be able to explain the fine print and what that means in your current financial situation.

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    Braid Finance is always more than happy to answer any questions you may have. All of our customers applications are individually assessed. If you have any urgent questions while we get back to you. Get in touch with us today.